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    <title>North Carolina: State Treasurer - Penny Pincher Tips</title>
    <description>Penny Pincher Tips</description>
    <link>http://www.dummy12445.com/</link>
    <lastBuildDate>Wed, 25 Mar 2009 00:00:00 GMT</lastBuildDate>
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      <title>Go Green Tip</title>
      <description>Using five Compact Fluorescent Light Bulbs (CFLs) instead of traditional incandescent bulbs could save you 50 percent on your annual lighting bill. These bulbs use 75 percent less energy and last 10 times longer.</description>
      <pubDate>Wed, 25 Mar 2009 00:00:00 GMT</pubDate>
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    <item>
      <title>Park Your Car</title>
      <description>Instead of spending $30 or more a month in gas, take public transportation or carpool with co-workers. </description>
      <pubDate>Wed, 25 Mar 2009 00:00:00 GMT</pubDate>
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    <item>
      <title>Negotiate your Rates</title>
      <description>Call your credit card companies and ask for a lower interest rate. Provide examples of the rates that other companies have offered you to help steer them in the right direction. </description>
      <pubDate>Wed, 25 Mar 2009 00:00:00 GMT</pubDate>
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